Gateway Housing

About Our Housing Program

The feedback that we received from teachers, police, social workers, hospital staff and those in the hospitality industry, just to name a few, highlighted what was evident in recent research: that it is almost impossible to find decent housing in Rutherford and McDowell counites that is affordable. Gateway Wellness Foundation joined forces with the local cities, towns, counties, utility providers, and partnered with Dogwood Heath Trust to form Gateway Housing, and we now have over 70 houses in the pipeline in Rutherford and McDowell counties.

Gateway Developments

Gateway’s developments have been partially funded by grants from various nonprofits to keep the costs down. These grants require Gateway to focus on helping the local workforce to become homeowners. For 80% of the development, the requirement is that the combined income for the household (everyone living in the house) cannot exceed $55,350 for a household up to 4 people and for a household of 5 or more this top limit is $73,050. Some of the houses in the development will have no income restrictions but those will follow at a later date.

Become a Homeowner

The dream of homeownership is not out of reach. Gateway homes are developed for working families, teachers, first responders, and more. If you earn $13 an hour or more it is possible to become a homeowner with a no money down (100% loan) from USDA and a house in a Gateway development. The Gateway Housing Program specializes in helping first time home buyers who earn between $27,000 to $55,350 a year ($73,050 for house of 4+) to become homeowners.